Annuity Income Estimator
See an illustrative monthly income a single-premium immediate annuity could provide. No personal information required, nothing is saved, and nothing is sent anywhere.
Illustrative monthly income
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Illustrative only. This is an estimate based on published single-life immediate-annuity rate ranges, not a quote or an offer. Your actual income depends on the carrier, product, the rate environment when you buy, and the options you choose. Figures update quarterly.
Enter an amount between $10,000 and $5,000,000 and an age to see an illustrative estimate.
How to Read This Estimate
The range you see reflects how much real immediate-annuity payouts vary from one carrier to the next for the same premium and age. Older ages produce higher monthly payments, because payments are expected over a shorter period. A joint option that also covers a spouse lowers the monthly figure, since the income is guaranteed across two lives instead of one.
This estimator covers one specific tool, the single-premium immediate annuity, which trades a lump sum for income that starts right away. It is the simplest way to picture the trade. If you want growth first and income later, or principal protection without committing to immediate income, those work differently. Start with generating retirement income to see the other approaches.
The honest caveat: an estimate is a starting point, not a plan. A real illustration is built around your full picture, your other income, your spouse, your timeline, and the specific carrier and product. That is what a specialist prepares for you, with no obligation.
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